WELCOME TO UNDARGA: a savings-led microfinance intervention combined with HIV prevention aimed to reduce sexual risk behaviors among female sex workers (FSWs) in Mongolia.

The US/Mongolian collaborative research team is implementing a microfinance intervention that will promote women’s HIV risk reduction and economic self-sufficiency. It will test a model that is sensitive to the unique needs of FSWs by providing substantial training for personal financial literacy and business management (which most microfinance institutions do not provide); teaching women about the risks of credit; and providing matched savings to build assets towards business development.